Most businesses start out by being financially supported by the owner's personal income, which comes out of the owners personal/family budget.  If you don't have an accurate personal/family budget how can you know how much money you can afford to put towards the business each month before it undermines your family's financial stability?

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• If you plan on getting a loan to start/grow your business, they will ask you the same questions about your personal finances that are addressed in this budgeting tool.  Having a detailed personal budget may even help you get a loan because your lender will see that you know how to track your finances.​​